Simple home loans that save you money

Nothing — AIP Finance is completely free to you. Mortgage brokers are paid a commission by the lender after your loan settles, so you receive expert advice and access to 40+ lenders at zero cost.

Most borrowers can access 4–6× their gross annual income, but it depends on your expenses, existing debts, credit history, and each lender's policies. Contact Anita for a personalised borrowing assessment at no obligation.

AIP Finance achieves conditional pre-approval in as little as 48 hours in most cases, depending on the lender and how quickly supporting documents are provided.

Yes. Anita specialises in low doc loans for self-employed Australians. If you've been ABN-registered for 6+ months and have bank statements or BAS statements, you may qualify — even without traditional payslips or tax returns.

A bank can only offer their own products. AIP Finance compares 40+ lenders — including banks, credit unions, and non-bank lenders — to find the most competitive rate and loan structure for your specific situation. Clients often save thousands over the life of their loan.

We service all of Melbourne and Victoria — including Richmond, South Yarra, Carlton, Fitzroy, Hawthorn, Box Hill, Doncaster, Glen Waverley, Coburg, Preston, Bundoora, Werribee, Point Cook, and Hoppers Crossing. We can also assist regional Victorian borrowers.

The Victorian FHOG provides $10,000 for eligible first home buyers purchasing or building a new home valued up to $750,000. Anita can assess your eligibility and guide you through the application as part of your loan process.

Absolutely. Anita works with investors at all stages — from first investment property to growing portfolios. She specialises in tax-effective loan structures, equity release, and SMSF property finance.